Meeting Insurance Program

A Liability Insurance Program Providing Protection from Lawsuits of Bodily Injury and/or Property Damage

The Stratum Insurance Agency LLC meeting liability program has been structured to meet the needs of meetings big and small. We have specifically tailored programs in place that offer the coverage you need to keep your business protected. Our program is available for 6 months - annual policy periods.

Coverage Details

This program provides protection for the Policyholder against claims of bodily injury liability, property damage liability, personal and advertising injury liability and the litigation costs to defend against such claims. Coverage is provided up to $1,000,000 per occurrence. There is no deductible amount. Coverage is offered through the Sports and Recreation Providers Association Purchasing Group.

Coverage Includes Suits Arising Out Of

  • Injury or death of spectators
  • Injury or death of volunteers
  • Property damage liability
  • Products liability coverage (completed operations)
  • Incidental medical malpractice
  • All activities necessary to conduct activities
  • Ownership, use or maintenance of fields or practice areas
  • General negligence claims
  • Cost of investigation and defense of claims, even if groundless
  • Corporal punishment


- Program Rate 5 consecutive days or less: $50.00 Premium + $135.00 Administrative Fee = $185.00 Total
- Program Rate 6-14 days: $100.00 Premium + $135.00 Administrative Fee = $235.00 Total
- Program Rate 15-30 days: $150.00 Premium + $135.00 Administrative Fee = $285.00 Total
- Program Rate 1-6 months: $275.00 Premium + $135.00 Administrative Fee = $410.00 Total
- Program Rate 6 months - Annual: $350.00 Premium + $135.00 Administrative Fee = $485.00 Total

Please note that a $135.00 Administrative Fee will be added to all orders. A 3% Credit Card Processing Fee will be added to all orders. Credit Card Fee does not apply in FL.

The Optional Coverages

Hired and Non-Owned Automobile Liability Coverage

This liability coverage provides protection for rented, borrowed and other non-owned vehicles driven on meeting business.

Increased Aggregates

This option increases the aggregate limit of liability insurance from $1,000,000 to larger amounts.


The general liability coverage is provided by United States Fire Insurance Co. (Admitted) (A Excellent XIII A.M. Best)

This page has been designed to illustrate the highlights of this program but is not a contract. Some exclusions and coverages may be modified to meet individual state requirements. For specific details, please request a sample policy.